We have listed our certificates of deposit rates and our loan rates below for your convenience.  If you have any questions please feel free to call us at 507-342-5187 or 507-752-7620.  If you would like to fill out an application online click here and fax it to us at 507-342-5496.

Deposit Accounts	Minimum Required	Interest Rate	APY*
Rates effective as of 12/01/2011 but may change at any time
**Passbook Savings	N/A	0.40	0.40
**Money Market Savings	$1000.00	0.50	0.50
Money Market Balance below $1000		0.40	0.40
7 to 31 Day Certificate	$20,000.00	0.55	0.55
91 Day Certificate	$7,500.00	0.60	0.60
182 Day Certificate	$10,000.00	0.70	0.70
1 Year Certificate	$500.00	0.85	0.85
3 Year Certificate	$1,000.00	1.50	1.50
*APY = Annual Percentage Yield                        **Variable rate

                A penalty may be imposed for early withdrawl of certificates of deposit.  Fees could reduce the earnings on the account.  Please contact us for more information at 507-342-5187 or 507-752-7620.

LOAN		INTEREST RATE	APR*
Rates effective 12/01/2011 but may change at any time.
Offer subject to credit approval.
**Variable Rate Crop Input Oper.		4.75	4.75 APR
**Variable or Fixed Oper. Farm/Business		6.50	6.50 APR
**Variable Blended Rate Oper. (Farm)		5.25	5.25 APR
** Variable Feeder Livestock		5.25	5.25 APR
All Other Operating (Oper Ext/Feed/Etc)		6.15	6.15 APR
Chattel Term Loan (Farm & Business)		4.75	4.75 APR
Ethanol Stock Purchase		6.25	6.25 APR
Auto Installment Loans		6.75	6.75 APR
Small Household/Personal Installments		6.75	6.75 APR
Real Estate (Residential)		Please call for a quote
Real Estate (Farm Land & Commercial) 3 YEAR		4.80	4.80 APR
Real Estate (Farm Land & Commercial) 5 YEAR		5.35	5.35 APR
Real Estate (Farm Land & Commercial) 7 YEAR		5.55	5.55 APR
*APR = Annual Percentage Rate                             **Variable rate

              Excluding variable rate savings and variable rate loans, CD and loan rates are locked in for the full term of the account.   Please note the renewal rates may change at any time.