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  • No minimum required
  • Monthly Statements
  • Direct Deposit
  • Automatic transfers to savings & loans available
  • Instant Cash & Check card available for qualifying customers

We are proud to offer our customers their very own Instant Cash & Check card.  It looks like a credit card but it works like a check because it comes directly out of your checking account when it is used.  The Instant Cash & Check card is accepted at millions of locations that accept MasterCard® Debit Cards.  Just think, no more check writing!  Just keep your receipt, record the transaction in your register, and look for all the details that will be listed on your bank statement. 

As always, it is imperative that we emphasize the importance of safeguarding your Instant Cash & Check card, and your personal identification number.  There are ONLY TWO INSTANCES where you need a PIN number. The first is when you activate your card and the second is when you make a cash withdrawal from an ATM.  NEVER disclose your PIN to anyone!  It is YOUR responsibility to always safeguard your PIN number. 
If you feel that your card may have been compromised, or if you have lost your Instant Cash & Check card please contact us immediately!  If the loss has occurred after business hours please notify Card Services IMMEDIATELY at 800-528-2273. 

  • No minimum required
  • Limited withdrawals
  • Quarterly Statements
  • Two tiered interest rate
  • $1000 minimum to open
  • $500 minimum withdrawal
  • Limited withdrawals
  • $2500 minimum to earn MM interest rate
  • Balances falling below $2500 earn Passbook Savings Rate
In order to continually better serve our customers, the Wanda State Bank now has Health Savings Accounts (HSAs) available. These accounts are a great way to pay for medical expenses for you, your spouse, and dependents. Not only are your HSA contributions tax-deductible, HSA earnings are tax-deferred too.  Contribution forms can be printed here.

The Wanda State Bank has been serving the community for over 75 years and our experience in lending continues to grow and expand to meet our customer’s changing needs.   We offer funding in the following areas:
  • Agriculture
  • Commercial
  • Operating
  • Real Estate
  • Auto
  • Small Household
  • Personal
We have several very experienced lending officers on staff ready to help. They are prompt, courteous, and sensitive to each of your individual needs.  If you do not currently have a loan officer, or would like to contact your existing loan officer, feel free to go to the contact us page and follow the links provided or call us at 507-550-1678.

The Wanda State Bank is determined to find the right CD to meet your needs.  Whether you are looking to invest your money for a short period of time, or you are looking for a longer investment, our knowledgeable staff will be able to find the perfect fit for you.  Feel free to go directly to our rates page to find out what percentage we are currently offering.

Individual Retirement Accounts are another great way to save for your retirement.  The Wanda State Bank offers both Traditional and Roth IRA’s.  Traditional IRA’s allow you to contribute during your working years with funds that will be tax deferred until withdrawn, and the contributions may also reduce your taxable income.  Roth IRA’s offer tax-savings benefits to qualifying taxpayers and may allow tax free withdrawals if certain requirements are met.  Please feel free to contact us for further information regarding these two excellent ways to save for your future retirement.

Direct deposit is a quick, easy, and safe way to ensure that your payroll, retirement, pension, or social security check is deposited into your account on time, every time.  Why worry about finding time to run to the bank, or the post office, or even your deposit getting lost in the mail, or worse yet stolen?  Many companies now offer direct deposit.  Contact your payroll department and fill out our on-line direct deposit form today to begin your automatic deposits!

The 24 hour telephone banking service is another great way to access your information 24 hours a day, 7 days a week.  Simply call 507-342-2473 or 888-685-8876 from any touch tone telephone (excluding cell phones) and enter your account information. Simply follow the prompts provided. If you do not already have a PIN number, please call us at 507-550-1678 and we will provide you with one.  Banking by phone will allow you access to all of the following:
  • Checking Balances and Account History
  • Savings/Money Market Balances and Account History 
  • Easy Transfers between Checking & Savings
  • Loan Payments
  • CD Balances
  • Postage paid Bank by Mail Envelopes
  • Drive through Window
  • Night Depository
  • On Staff Notaries
  • Wire Transfers
  • Cashiers Checks  
  • Online Banking (Visit our online services page)



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